![]() The Future of Retail Financial Services: What Policy Mix For a Balanced Digital Transformation? These findings are substantiated and elaborated via in- depth research carried out by Sylvain Bouyon, CEPS- ECRI Research Fellow. What are the opportunities and risks related to big (alternative) data and increasingly sophisticated algorithms? What kind of regulatory framework is the most appropriate for pre- contractual information duties in a digital era? How can the regulatory framework for digital authentication be improved? This report presents the findings of the Task Force, based on discussions among the members, led by the Chairman Kim Vindberg- Larsen, a Fin. Against this background, CEPS- ECRI formed a Task Force to explore four specific core questions: What type of level playing field is needed to ensure a successful transitions to the digital transformation? While policy- makers are gradually creating the necessary conditions to strengthen this digital transformation, there remain numerous policy issues and unanswered questions to resolve.
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